North Brunswick, NJ, May 17, 2004 . . . The New Jersey Dental Association (NJDA), the official body of organized dentistry in New Jersey, announced today the endorsement of HealthCard Systems as its transaction processing partner of choice for itself, as well as its membership of almost 5,000 dentists statewide.

For more than 133 years, the NJDA has served and supported its members in fostering the advancement of quality and ethical oral healthcare, while simultaneously ensuring that the highest quality dental care is provided to the public.

This is the first time NJDA has officially endorsed a credit card processor, after having rigorously engaged in a selection process in order to bring the most meaningful and cost-effective partner to its members. Having completed a thorough examination of many qualified candidates, HealthCard Systems, of Rochelle Park, New Jersey, was chosen for its unique healthcare industry focus, state-of-the-art technology, strong New Jersey presence and overall value to membership.

According to NJDA President Jeffrey H. Rempell, DMD, HealthCard Systems presents a meaningful processing alternative for the dental industry. “We feel HealthCard Systems is a company that understands and anticipates the needs of dentists in New Jersey. In addition to a high level of provider support, HealthCard's processing solutions are sophisticated, flexible and compatible with most healthcare-specific software platforms,” explains Dr. Rempell. The NJDA also firmly believes in supporting New Jersey companies. “HealthCard Systems is based in New Jersey and has a strong statewide presence that speaks directly to our commitment to supporting the state's economy,” adds Dr. Rempell.

HealthCard Systems focuses exclusively on the unique transaction processing needs of the healthcare industry. Escalating processing costs, unpredictable statement fees and a general unfamiliarity with the inherent needs of the healthcare industry, have all contributed to ongoing confusion and mounting operational costs for individual dentists and healthcare facilities. HealthCard's proprietary processing system has been developed to address these industry concerns by providing cost-effective transaction processing programs that streamline services, eliminate confusion, reduce operating costs, and minimize staff involvement.

“The ramifications of unmanageable industry costs and other growing challenges are far-reaching to everyone - from patients to providers who often feel the negative effects. HealthCard Systems has set a new credit and debit card processing standard within the industry, bringing about an important change that will have meaningful financial and operational impact for all involved. We thank the NJDA for their support and look forward to working with their membership,” said HealthCard Systems Chief Executive Officer David H. Schwartz.

The New Jersey Dental Association (NJDA) is the premiere membership organization for dentists in New Jersey. Founded in 1870, the NJDA is headquartered in North Brunswick and serves and supports its nearly 5,000 members and fosters the advancement of quality, ethical oral healthcare for the public. NJDA's web address is www.njda.org.