September 12, 2003

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" background="13cfd5a3.jpg"> <div> <FONT SIZE="5" COLOR="#000000" FACE="Arial" ><B>HealthCard Systems </B></FONT><B>    </B><B> |     </B><A HREF="index.htm" TARGET="_top" TITLE="HealthCard Systems "><U><B>home</B></U></A></div> <div> <A HREF="id55.htm" TARGET="_top" TITLE="January 8 2008"><U>January 8 2008</U></A>   |   <A HREF="id52.htm" TARGET="_top" TITLE="January 15, 2007"><U>January 15, 2007</U></A>   |   <A HREF="id53.htm" TARGET="_top" TITLE="December 4, 2006"><U>December 4, 2006</U></A>   |   <A HREF="id51.htm" TARGET="_top" TITLE="November 20, 2006"><U>November 20, 2006</U></A>   |   <A HREF="id50.htm" TARGET="_top" TITLE="January 10, 2006"><U>January 10, 2006</U></A>   |   <A HREF="id49.htm" TARGET="_top" TITLE="August 1, 2005"><U>August 1, 2005</U></A>   |   <A HREF="id48.htm" TARGET="_top" TITLE="July 15, 2005"><U>July 15, 2005</U></A>   |   <A HREF="id46.htm" TARGET="_top" TITLE="May 17, 2005"><U>May 17, 2005</U></A>   |   <A HREF="id47.htm" TARGET="_top" TITLE="May 1, 2005"><U>May 1, 2005</U></A>   |   <A HREF="id45.htm" TARGET="_top" TITLE="April 14, 2005"><U>April 14, 2005</U></A>   |   <A HREF="id38.htm" TARGET="_top" TITLE="May 17, 2004"><U>May 17, 2004</U></A>   |   <A HREF="id42.htm" TARGET="_top" TITLE="February 6, 2004"><U>February 6, 2004</U></A>   |   <B>September 12, 2003</B>   |   <A HREF="id29.htm" TARGET="_top" TITLE="March 31, 2003"><U>March 31, 2003</U></A>   |   <A HREF="id30.htm" TARGET="_top" TITLE="August 15, 2002"><U>August 15, 2002</U></A>   |   <A HREF="id31.htm" TARGET="_top" TITLE="August 2002"><U>August 2002</U></A>   |   <A HREF="id32.htm" TARGET="_top" TITLE="May 2002"><U>May 2002</U></A></div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="13dd2b03.jpg"> <bR> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I>September 12, 2003</I></div> <DIV ALIGN="LEFT"></DIV> <div> <IMG SRC="1c996610.gif" border=0 width="150" height="97" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <bR> <bR> <div> <B>The Day Spa Association Endorses NJ-Based </B></div> <div> <B>Credit Card Processor as Allied Member</B></div> <bR> <bR> <div> <B>[Rochelle Park, NJ] - </B>The Day Spa Association (DSA), an international association serving the spa industry for over twelve years, has endorsed HealthCard Systems as its transaction processing partner of choice for its international membership.    </div> <bR> <div> For more than 12 years, The Day Spa Association has served to unify, enrich and support the spa industry through information exchange, networking and educational events, while simultaneously increasing consumer awareness of and the demand for spa services and products.</div> <bR> <div> When selecting an allied member, the DSA searches to find the most meaningful and cost-effective partner to bring to its membership.  HealthCard Systems, Rochelle Park, New Jersey, is the DSA's credit card processor of choice based on its unique healthcare industry focus, state-of-the-art technology, overall value to membership.</div> <bR> <div> According to DSA Executive Director, Hannelore Leavy, HealthCard Systems will serve as a meaningful processing alternative for the spa industry and help the industry respond to growing challenges.  “HealthCard Systems caters solely to the healthcare and personal care industries.  Because of that unique focus, we believe HealthCard Systems is a company that understands and anticipates the needs of the spa industry.  They offer a high level of provider support, sophisticated processing solutions, and flexibility and simplicity that has been unprecedented in our environment,” explains Leavy.   </div> <bR> <div> HealthCard Systems focuses exclusively on the unique transaction processing needs of the healthcare and personal care industries.  Escalating processing costs, confusing and unpredictable statement fees and a general unfamiliarity with the inherent needs of the healthcare industry, have all contributed to ongoing uncertainty and mounting operational costs for individual facilities.  HealthCard's proprietary processing system has been developed to address these industry concerns by providing cost-effective transaction processing programs that streamline services, integrate with existing spa software, eliminate confusion, reduce operating costs, and minimize staff involvement.  </div> <bR> <div> “We recognize that the value of accepting credit cards is often overshadowed by the escalating costs, confusion and incompatibility with existing spa software.  The ramifications of this unmanageability and other growing challenges are far-reaching to everyone - from clients to providers who often feel the negative effects.  HealthCard Systems has set a new credit and debit card processing standard within the industry, bringing about an important change that will have meaningful financial and operational impact for all involved.  We're excited about this new partnership with The Day Spa Association and look forward to serving their membership,” said HealthCard Systems Chief Executive Officer David H. Schwartz.</div> <bR> <div> <TABLE BORDER="0" CELLPADDING="1" CELLSPACING="1" WIDTH="774" BORDERCOLORLIGHT="#C0C0C0" BORDERCOLORDARK="#808080" FRAME="VOID" RULES="NONE" HSPACE="0" VSPACE="0" > <tR> <tD VALIGN=CENTER HEIGHT= 98 WIDTH="629"><div> <I>The Day Spa Association's mission is to promote members' businesses through various international communications, to unify, enrich and support the spa industry and its profession through information exchange, networking and educational events.  To increase consumer awareness of and the demand for spa services and products and to protect the consumer by continuously elevating the standards of professionalism and the quality in the day spa industry.</I></div> <bR> </tD> <tD VALIGN=CENTER WIDTH="138"><bR> <bR> <bR> <div>  </div> </tD> </tR> </TABLE></div> <bR> <div> HealthCard Systems is the preferred credit and debit card processing company for the healthcare industry.  With corporate offices in Rochelle Park, New Jersey, HealthCard was established with the single focus of serving the healthcare industry and is committed to providing customized and cost-effective card processing solutions to meet the industry's unique demands. HealthCard Corporate Office:  Sherbrooke Office Center II, 201 W Passaic Street, Rochelle Park, NJ  07662; 201.845.0400; HealthCardSystems.com</div> <bR> <DIV ALIGN="LEFT"></DIV> <div> # # #</div> <div> For more information, <A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><U><I>contact us</I></U></A><I> or</I></div> <bR> <div> CONTACT:</div> <div> Christine Spigai</div> <div> On The Mark Communications</div> <div> (732) 388-9004</div> <div> <A HREF="mailto:cspigai@onthemarkcommunications.com" TARGET="_top" TITLE="mailto:cspigai@onthemarkcommunications.c"><U><U>cspigai@onthemarkcommunications.com</U></U></A></div> <div>  </div> <bR> <bR> <bR> </td> </tr></table></body>