January 10, 2006

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=90 BGCOLOR="#006699" TEXT="#080000" background="13cfd5a3.jpg"> <div> <FONT SIZE="5" COLOR="#000000" FACE="Arial" ><B>HealthCard Systems </B></FONT><B>    </B><B> |     </B><A HREF="index.htm" TARGET="_top" TITLE="HealthCard Systems "><U><B>home</B></U></A></div> <div> <A HREF="id55.htm" TARGET="_top" TITLE="January 8 2008"><U>January 8 2008</U></A>   |   <A HREF="id52.htm" TARGET="_top" TITLE="January 15, 2007"><U>January 15, 2007</U></A>   |   <A HREF="id53.htm" TARGET="_top" TITLE="December 4, 2006"><U>December 4, 2006</U></A>   |   <A HREF="id51.htm" TARGET="_top" TITLE="November 20, 2006"><U>November 20, 2006</U></A>   |   <B>January 10, 2006</B>   |   <A HREF="id49.htm" TARGET="_top" TITLE="August 1, 2005"><U>August 1, 2005</U></A>   |   <A HREF="id48.htm" TARGET="_top" TITLE="July 15, 2005"><U>July 15, 2005</U></A>   |   <A HREF="id46.htm" TARGET="_top" TITLE="May 17, 2005"><U>May 17, 2005</U></A>   |   <A HREF="id47.htm" TARGET="_top" TITLE="May 1, 2005"><U>May 1, 2005</U></A>   |   <A HREF="id45.htm" TARGET="_top" TITLE="April 14, 2005"><U>April 14, 2005</U></A>   |   <A HREF="id38.htm" TARGET="_top" TITLE="May 17, 2004"><U>May 17, 2004</U></A>   |   <A HREF="id42.htm" TARGET="_top" TITLE="February 6, 2004"><U>February 6, 2004</U></A>   |   <A HREF="id39.htm" TARGET="_top" TITLE="September 12, 2003"><U>September 12, 2003</U></A>   |   <A HREF="id29.htm" TARGET="_top" TITLE="March 31, 2003"><U>March 31, 2003</U></A>   |   <A HREF="id30.htm" TARGET="_top" TITLE="August 15, 2002"><U>August 15, 2002</U></A>   |   <A HREF="id31.htm" TARGET="_top" TITLE="August 2002"><U>August 2002</U></A>   |   <A HREF="id32.htm" TARGET="_top" TITLE="May 2002"><U>May 2002</U></A></div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#FFCC66" TEXT="#080000" background="13dd2b03.jpg"> <bR> </td> <td valign="top" height=390 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <I>January 10, 2006</I></div> <DIV ALIGN="LEFT"></DIV> <div>       </div> <bR> <div> <B>GARDEN STATE PHARMACY OWNERS ASSOCIATION </B></div> <div> <B>ENDORSES NATIONAL CREDIT CARD PROCESSOR </B></div> <bR> <bR> <div> <I>Rochelle Park, NJ, January 10, 2006 . . .</I> On behalf of Garden State Pharmacy Owners (GSPO), CO-OP Power, Inc., the association's retail buying group has chosen to endorse HealthCard Systems as its transaction processing partner for GSPO's 650 member pharmacies statewide.  </div> <bR> <div> Established in 1981, Garden State Pharmacy Owners is an association comprised of retail and independent New Jersey pharmacy owners.  It serves and supports its membership by developing economic and political initiatives to assist community pharmacies throughout the state so that they may grow more competitive and profitable in today's ever-changing retail pharmacy marketplace. </div> <bR> <div> After engaging in a thorough selection process, it was determined that HealthCard would bring meaningful cost savings and substantial value to GSPO members in large part due to its unique healthcare industry focus, state-of-the-art technology and strong New Jersey presence.  </div> <div> According to GSPO Executive Vice President Pete Reiss, HealthCard Systems has proven to deliver an important processing alternative for the healthcare industry.  “We're excited to have partnered with a processing company that understands and anticipates the needs of our members.  In an industry that's ever-changing and becoming increasingly competitive, HealthCard is responding with unprecedented credit and debit card technology and unparalleled support,” said Reiss.  </div> <bR> <div> Servicing industry associations, medical centers, practitioners, pharmacies, vision centers, and personal care facilities throughout the country, HealthCard Systems has set a new credit and debit card processing standard within the industry.  “We are bringing about an important change that will have meaningful financial and operational impact for everyone.  We're excited about this new partnership with GSPO and look forward to serving their membership,” said HealthCard Systems Chief Executive Officer David H. Schwartz.</div> <bR> <div> <I>Garden State Pharmacy Owners (GSPO) is a non-profit association of almost one thousand retail pharmacies statewide and is dedicated to furthering industry education and developing economic and political initiatives to assist NJ pharmacies in becoming more competitive and profitable in today's competitive environment.   In 1985, Garden State Pharmacy Owners, Inc. formed </I><A HREF="http://www.gspo.org/copo.html" TARGET="_top" TITLE="http://www.gspo.org/copo.html"><U><I>CO-OP Power, Inc.</I></U></A>,<I> a retail buying group that engages in group buying for the benefit of the independent and retail pharmacies within its membership. </I></div> <bR> <div> <I>HealthCard Systems is the preferred credit and debit card processing company for the healthcare and personal care industries.  With corporate offices in Rochelle Park, New Jersey, HealthCard was established with the single focus of exclusively serving these industries and is committed to providing customized and cost-effective card processing solutions to meet the industry's unique demands.</I></div> <bR> <bR> <DIV ALIGN="LEFT"></DIV> <div> <I>HealthCard Systems - Corporate Offices</I></div> <div> <I>Sherbrooke Office Center II</I></div> <div> <I>201 West Passaic Street Suite 101</I></div> <div> <I>Rochelle Park, New Jersey  07662</I></div> <div> <I>(201) 845-0400</I></div> <bR> <bR> <div> CONTACT:</div> <div> Christine Spigai, President</div> <div> On The Mark Communications</div> <div> <I>(732) 388-9004</I></div> <bR> </td> </tr></table></body>